-The client we represent was not “employed”, but had his own business and paid for his own long-term disability insurance.
– Our position for the plaintiff – While deductions are necessary in many circumstances, a double deduction should not be permitted.
– Why would the client, who was self-employed, and has paid for his own disability benefit coverage, have to be subject to potential deduction of future wage loss. A double deduction should not be permitted in Tort.