<S.31(1)(a) of SABS – GENERAL EXCLUSIONS>
– If it turned out the client didn’t have the proper insurance in place in order to access his benefits, after MVA occurred – –>S.31(1)(a) of SABS does not require the claimant to investigate his coverage, but it simply explores whether claimant knew about his non-coverage.
– In Tribunal regarding the above case, the insurance company has to prove that our client knew or ought reasonably to have known about his no liability coverage on his vehicle at MVA. And, all evidence our client didn’t know of his liability coverage at MVA should be collected.
– How to be successful against insurance company’s arguments that s.31(1)(a)(i) general exclusion applies to MVA client by denying his benefits:
–>To determine if the client’s knowledge of no liability policy came AFTER the accident and NOT at the time of the accident.
